How exposed is your current or future home to climate risk?

Your home is your most important investment.

Some homes and housing markets are highly climate vulnerable, some are durable. Homes that are the same price today may be valued very differently in the future. Accelerating climate chaos will erode the value of climate vulnerable homes, and accelerate the appreciation of durable ones.

This is a realistic hypothetical. The appreciation of this climate durable home is actually on the low side, and the collapse in value of many climate vulnerable homes will be more severe.

With so much at stake financially (and emotionally), it’s critical that your home is climate durable. Distinguishing climate durable from climate vulnerable homes is the single most important financial judgment you will make for your family.

Your home is too important to take chances.

We create customized Home Climate Durability Assessments for individuals and families so they can better understand the relative climate vulnerability of their current home or a home they’re considering buying.

Because the impacts of climate change will be complex, our evaluations are, as well. For each one, we synthesize a wide range of data and information, including local adaptation capacity, flood inputs, wildfire risks, and regional factors.

A Home Climate Durability Evaluation report from Discontinuity Strategies includes the following:

• Community Adaptation Capacity Assessment - Evaluates the community’s ability to adapt to growing climate impacts.

• Flood Risk Evaluation - Rates the home’s durability in the face of flooding from all potential sources, the most common risk to homes in the east.

• Wildfire Risk Evaluation - Assesses the home’s vulnerability to wildfires, the most common risk to homes in the west.

• Customized Maps - A set of customized maps of the area around a home, allowing you visualize risks more easily.

• Key Risks Analysis and Bottom Line - We don’t bombard you with data, we analyze and explain what it means to give you the insight and understanding you need to make the right decision for your family.

As the above graph shows, the difference between buying the right home and the wrong home can be more than a million dollars over the coming years. For $200 you can have a Climate Durability Assessment done to ensure you end up on the high side of the home value climate divergence.

Spending $200 to secure $1,000,000 or more of home appreciation may be the best investment you ever make.

Your kids and grandkids will thank you.

When you buy a home you spend hundreds of dollars on a home inspection, thousands on title insurance, and thousands more on home insurance every year. These are prudent, but none protect your home equity against climate change, which is the most significant risk in the years ahead.

If you want the peace of mind a home Climate Durability Assess offers, fill out the form below and we’ll get back to you asap (no later than 48 hours) with two things:

• Link where you can pay $200 for your personalized Climate Durability Assessment.

• Questions about your aims, circumstances, and commitments so we can customize your Climate Durability Assessment based on your priorities.

Let’s go!

Complete this simple form to get started (5-10 min.). In the last field, tell us a little about your situation.

In the coming years, climate impacts will grow in intensity and destructive power. Rain will fall harder, droughts last longer, rivers and seas swell higher, water supplies drop lower, and wildfires burn hotter.

Homes relatively more likely to flood, sink, burn, or have dwindling water supplies will be worth less in 10 or 20 years than they are today. Once the market recognizes the diminished futures of certain locations, a long decline will begin.

Buying the right house - and avoiding the wrong ones - is a far more financially consequential decision today than it used to be. We can help you make a good decision for your family and your future.